we think differently
YOUR MONEY IS SAFE AT WHEATLAND Read Article...
The security of your personal information is of utmost importance to Wheatland Bank. We have state-of-the art systems in place to secure our servers and networks and additional layers of security to guarantee your personal information is secure. In addition, Wheatland Bank wants to ensure you have the necessary information to protect your personal and account information online. The following tips will help protect you against fraudulent e-mail and Internet related activity from unauthorized third parties.
Crooks are using the latest in technology to pull off scams, called “Phishing.” “Phishing” scams occur when the “Phisher” sends an email directly to an individual, containing an infected file or link to an infectious Web site. The e-mail recipient is generally a person within a company who can initiate funds transfers or payments on behalf of an individual or business. Once the user opens the attachment, or clicks the link to open the Web site, malware is installed on the user’s computer which allows the crook to record and identify the user’s corporate online banking credentials, giving them access to the user’s online accounts. Here are some tips to help protect you from this type of scam:
Below is an example of a real phishing email sent in an attempt to install malware on the user's computer. Please note that Microsoft will never attempt to send an update through email.
Never respond to unusual e-mail. Please notify us immediately if you believe you have received a suspicious or fraudulent e-mail or detect suspicious transactions by calling 800-748-8132.
Identity theft occurs when a criminal uses key pieces of someone’s personal information such as a Social Security Number, driver’s license, credit card or bank account information to obtain credit or commit a crime in your name.
While some identity theft victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.
What You Can Do
Due to the recently enacted The Fair and Accurate Credit Transaction Act (FACTA), you are entitled to one free credit report each year from one of the three major credit bureaus. To order your free credit report visit www.AnnualCreditReport.com* or call any of the numbers listed below.
• Equifax: 1-800-685-1111
• Experian: 1-888-397-3742
• Trans Union: 1-800-888-4213
Take some simple precautions to help protect yourself:
• Don’t give your personal information to a stranger who contacts you, especially by phone or via e-mail.
• Quickly remove your mail from your mailbox after delivery. Take any outgoing mail directly to the post office.
• Don’t carry unneeded identification and credit cards with you, such as your Social Security card. Keep them in a secure place such as a safe deposit box.
• Password protect your online and phone accounts.
• Destroy any receipts, statements, credit applications or other documentation.
If you think you have become a victim of identity theft, contact your local law enforcement agency and the Federal Trade Commission’s Identity Theft Hotline at 1-877-IDTHEFT.
The FTC and Washington State Attorney General post step-by-step directions on their websites for reporting identity theft and protecting your credit history.
Click here to download a pdf brochure put out by Federal Trade Commission regarding Identity Theft.